How much is the travel insurance policy? What is health insurance covering 30,000 euros during travel ?

How much is the travel insurance policy? What is health insurance covering 30,000 euros during travel?

If you are a person who is considering issuing a visa to travel to Europe, it is necessary to submit a health insurance document for travel in addition to other documents

One of the conditions required in this document to be valid for travel is to cover € 30,000 for the duration of travel.

Here enters the formal in the jar of the reader of the Koran and mixed with the palpable and becomes confused by his order, believing that he is to pay those 30 thousand euros.

"If I had 30,000 euros, I would not think of leaving my country.

In general, there are a number of misconceptions about the price of the travel insurance policy. In this article, we will attempt to clarify this matter until we remove this confusion

1_ What is the Schengen Travel Insurance Policy?

Schengen travel insurance or travel health insurance, medical travel insurance or travel insurance policy ...

Are all the names of a document that the traveler is required to attend in order to complete the European visa process.

This document is a certificate that the traveler is insured for the duration of his stay outside his country.

2_ What is this document?

The role of a travel insurance policy is that a traveler entering the Schengen region may be subject to sudden illness or accident.

And while he is out of his country he will need treatment and medical care.

To get treatment in Europe you have to pay money because it is simply not a European citizen.

But what if this traveler did not have money? Will the state that is on its territory die?

Of course, they will not leave it, but to avoid these problems, these countries have agreed with international insurance companies in most countries of the world to take care of this.

Where the traveler pays a sum of money to one of the recognized insurance companies in his country.

In return, this company will provide health insurance to him for the length of time he will be in Europe.

3_ How much will this insurance cover?

Insurance companies compete with each other to provide travelers with temptations by providing the best offers and services.

But what is required of the consulates is that the amount covered by this insurance is not less than 30,000 euros.

Let us take an example so that everyone understands:

"Amjad Nader" traveled to France for a holiday and during his journey was exposed to illness or accident (God Lester and saves).

When he was taken to hospital, the doctor told him that he would need surgery, and the cost of the operation was estimated at 20,000 euros.

Here the role of insurance will be where he will pay a large part of these costs, even if it amounted to 30 thousand euros.

Another example to understand more:

"Amjad Nader" during his visit to France suffered a stroke or a heart attack ... and then died there in France.

What will happen?

The first thing is that the site of Amjad will close 😉

The second thing is that the family of "Amjad Nader" will demand the body of her son to bury him in the homeland.

Here is the role of Schengen travel insurance, since the insurance company will be charged with the expenses of transporting the deceased to his country.

How much is the travel insurance policy?

The amount of money varies from company to company and according to the offers that each company sets according to the number of days spent on travel as well.

Therefore, we are always careful in our articles not to put the amount required to obtain the insurance policy to avoid any information is wrong.

But on the whole the amount is accessible to everyone ranging from 35 euros to 45 euros per person.

So be assured that if you want to travel abroad you will not be asked to pay € 30,000, which is a huge amount and can not be imposed on travelers.

You can contact one of the recognized insurance companies in your country and ask about the amount by the number of days you want to spend in Europe and the other benefits that this insurance will provide you.